Integrated Financial Associates, Inc. (IFA)

IFA arranges loans from $300 thousand to $10 million.  Investors participate in funding real estate secured loans through the purchase of a fractional interest in a deed of trust, with each investor’s ownership interest in the specific loan reflected in the legal documents that are recorded. Interest on the loan will accrue until maturity, when the loan is paid in full.  IFA accepts investments from investors starting at $50,000, although this figure may be lower on a case-by-case basis.

Why Borrowers Choose IFA

• IFA has a proven track record in the industry.
• Banks are no longer making loans based on asset values.

Why Not a Bank?

One question potential investors often ask is why a borrower who needs a real estate loan would come to IFA rather than a bank.  The answer is two-fold.  First, IFA can underwrite a loan in two-three weeks and fund in less than 14 days as opposed to 90-120 days for the same process at most banks, which provides the borrower with the funds much faster.  Second, banks are no longer allowed to make this type of loan in the current regulatory environment.  IFA believes that this creates a unique opportunity to take advantage of a market where values have been reduced far below what property is truly worth.